UNEMPLOYMENT INSURANCE

INVOLUNTARY UNEMPLOYMENT IS UNPLEASANT AND DISEMPOWERING, BUT YOU CAN CHOOSE THE LEVEL OF IMPACT THIS RISK HAS ON YOU

 

INVOLUNTARY UNEMPLOYMENT IS A RISK ALL WORKING PEOPLE FACE

Unfortunately the majority of the working population has either experienced the uncertainty of redundancy, or witnessed the redundancy of friends and colleagues. The risk is unpleasant and very real, and for this reason an unemployment policy may be something you deem relevant to you.

 

UNEMPLOYMENT COVER REPLACES A PORTION OF YOUR INCOME ON A SHORT TERM BASIS

Unemployment cover is a short term policy that intends to pay out a portion of your income on a monthly basis upon successful claim. The maximum period for the payment of the benefit is typically restricted to 1 year, which aims to give a sufficient amount of time for alternative employment to be found.

 

COVER IS MORE WIDE-RANGING THAN USUALLY EXPECTED

Cover is available for a number of employment types, including contract workers and the self-employed. Furthermore, policies exist that cover other involuntary unemployment events, such as leaving work to care for an immediate member of the family, or your employer temporarily reducing your contractual working hours with a commensurate pay reduction.

 

GET IN TOUCH TO LEARN MORE ABOUT UNEMPLOYMENT COVER

We do not charge a fee for our advice, and you can talk to us without a sense of pressure or obligation.

 

 

AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This fee is typically £295. Experts 4 Mortgages is a trading style of Daniel McLardy, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 814866

 

PLEASE OBSERVE THE FOLLOWING RISK WARNINGS

 

MORTGAGES: Your home may be repossessed if you do not keep up repayments on your mortgage

 

EQUITY RELEASE: A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate. Equity Release is by referral only

 

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